Elavon

Overview

Gateway Website: http://www.elavon.com
Developer Documentation:
https://developer.elavon.com/products/converge/v1/credit-card-transactions-overviewguide/api_introduction (XML API)
Default Currency: USD

Request Objects: BillingAddress, ShippingAddress, CreditCard, Check, OrderInfo, ThreeDSecure

Gateway Endpoints
This implementation of Elavon forwards requests to the below endpoints.
Production: https://api.convergepay.com/VirtualMerchant/processxml.do
Sandbox: https://api.demo.convergepay.com/VirtualMerchantDemo/processxml.do

Supported Request Parameters

^{* denotes a required field}

Field Name	Type	Elavon Mapping	Notes
gateway	string	N/A	Elavon
merchantId*	string	ssl_merchant_id	Merchant ID: Elavon-assigned Converge account ID
username*	string	ssl_user_id	Converge User ID: The user ID with Hosted Payment API User status that can send transaction requests through the terminal
password*	string	ssl_pin	Terminal ID: Unique identifier of the terminal that will process the transaction request and submit to the Converge gateway
amount	numeric	ssl_amount	Transaction amount in cents. Example: $10.00 should be sent as 1000
currencyCode	string	ssl_transaction_currency	Currency of the transaction. Alpha-3 ISO currency code Use the ISO 4217 three-letter alphabetic code for the currency. * Only applicable to Card Authorize and Purchase
creditCard.Number	string	ssl_card_number	Card number or TokenEx Token - TokenEx will replace the Token with the Detokenized number
creditCard.ExpMonth	numeric	ssl_exp_date	The customer’s credit card expiration month. 1 or 2 digit value. Example: 11
creditCard.ExpYear	numeric	ssl_exp_date	The customer’s credit card expiration year. 4 digit value. Example: 2025
creditCard.Cvv	string	ssl_cvv2cvc2	Card verification value Please refer to Tokenization, Detokenization and CVV Retrieval.
threeDSecure.CAVV	string	ssl_3dsecure_value	Cardholder Authentication Verification (CAVV) (Visa) Universal Cardholder Authentication Field (UCAF) (MasterCard) Validates the integrity of the Verified by Visa (VbV) transaction data.
threeDSecure.ECI	string	ssl_eci_ind	eCommerce Indicator 5 - Fully authenticated (if eci = 02 or 05) 6 - Attempted VbV (if eci = 01 or 06) 7 - Non-VbV (if eci = 07)
threeDSecure.Xid	string	ssl_xid	Transaction identifier. Unique transaction identifier generated by the Elavon Merchant Plug In (eMPI) engine.
threeDSecure.ThreeDSecureVersion	string	ssl_3ds_message_version	1.0.2, 2.1.0, or 2.2.0.
threeDSecure.ThreeDSServerTransId	string	ssl_3ds_server_trans_id	3DS Server Transaction ID
threeDSecure.TransactionStatus	string	ssl_3ds_trans_status	Transaction Status (Y, N, U, etc.)
threeDSecure.TransactionStatusReason	string	ssl_3ds_trans_status_reason	Transaction Status Reason
threeDSecure.DSTransId	string	ssl_dir_server_tran_id	Directory Server Transaction Identification (ID)
threeDSecure.ProgramProtocol	string	ssl_program_protocol	1 (Legacy 3DS - 1.0.2) or 2 (EMVCo - 2.0.0 +)
check.FirstName	string	ssl_first_name	First name on the customer's account.
check.LastName	string	ssl_last_name	Last name on the customer's account.
check.AccountNumber	string	ssl_bank_account_number	ACH account number or TokenEx Token - TokenEx will replace the Token with the Detokenized number
check.RoutingNumber	string	ssl_aba_number	The ABA routing number.
check.CheckNumber	string	ssl_check_number	The number of the check.
check.AccountType	string	ssl_bank_account_type	Bank Account Type. Indicates the type of checking account. Valid Values 0 - Checking 1 - CorporateChecking
agreementIndicator	string	ssl_agree	Agreement Indicator. Valid values 0 - Does not agree 1 - Agrees
processingOption	string	ssl_ecs_product_code	ACH Processing Option. Valid values: `WEB`, `TEL`, `PPD`, `CCD` Important: IF ssl_bank_account_type = 0 (Checking), WEB, TEL or PPD is required. IF ssl_bank_account_type = 1 (CorporateChecking) then CCD is required.
companyName	string	ssl_company	Company name on the customer's account (ACH Purchase).
orderInfo.PurchaseOrderNumber	string	ssl_customer_code	Customer Code or Purchase Order Number
orderInfo.InvoiceNumber	string	ssl_invoice_number	Invoice/Ticket Number. Unique identifier of the invoice or ticket.
tax.Amount	numeric	ssl_salestax	Tax amount in cents. Example: $10.00 should be sent as 1000
tax.TaxIncludedInAmount	boolean	ssl_salestax_indicator	Sales Tax Indicator. Whether tax is included on a transaction. True = Sales Tax Included ("Y") False = Tax Exempted Sale ("N")
shippingAddress.FirstName	string	ssl_ship_to_first_name	First name associated with customer’s shipping address.
shippingAddress.LastName	string	ssl_ship_to_last_name	Last name associated with customer’s shipping address.
shippingAddress.Address1	string	ssl_ship_to_address1	First line of the shipping address
shippingAddress.City	string	ssl_ship_to_city	City of the shipping address
shippingAddress.State	string	ssl_ship_to_state	State or province of the shipping address
shippingAddress.Zip	string	ssl_ship_to_zip	Postal code for the shipping address
shippingAddress.Country	string	ssl_ship_to_country	Country Code. ISO country code.
billingAddress.FirstName	string	ssl_first_name	First name associated with customer’s billing address.
billingAddress.LastName	string	ssl_last_name	Last name associated with customer’s billing address.
billingAddress.Address1	string	ssl_avs_address	Customer’s billing address.
billingAddress.City	string	ssl_city	City of customer’s billing address.
billingAddress.State	string	ssl_state	State of customer’s billing address.
billingAddress.Zip	string	ssl_avs_zip	The postal code of customer’s billing address. Address Verification Service (AVS) data compared with the postal or ZIP code on the card issuer's file.
billingAddress.Country	string	ssl_country	Country Code. ISO country code.
billingAddress.Phone	string	ssl_phone	Phone number associated with customer’s billing address.

Example Requests

{
    "gateway": "Elavon",
    "merchantId": "<Your Elavon-assigned Converge account Id>",
    "username": "<Your Converge User Id>",
    "password": "<Your Terminal Id>",
    "amount": 1200,
    "creditCard": {
        "number": "4000000000000002",
        "expMonth": 6,
        "expYear": 2026,
        "cvv": "123"
    },
    "billingAddress": {
        "phone": "555-555-5555",
        "firstName": "John",
        "lastName": "Doe",
        "company": "Test Co.",
        "address1": "123 Someplace Lane",
        "address2": "Some Place",
        "city": "Tulsa",
        "state": "OK",
        "zip": "74111",
        "country": "USA"
    },
    "shippingAddress": {
        "phone": "555-555-5555",
        "firstName": "John",
        "lastName": "Doe",
        "company": "Test Co.",
        "address1": "123 Someplace Lane",
        "address2": "Some Place",
        "city": "Tulsa",
        "state": "OK",
        "zip": "74111",
        "country": "USA"
    }
}

{
    "merchantId": "<Your Elavon-assigned Converge account Id>",
    "username": "<Your Converge User Id>",
    "password": "<Your Terminal Id>",
    "tokenExTransactionCode": "<TokenExTransactionCode provided by Authorize/Purchase call>",
    "amount": 123,
    "gateway": "Elavon"
}

{
    "merchantId": "<Your Elavon-assigned Converge account Id>",
    "username": "<Your Converge User Id>",
    "password": "<Your Terminal Id>",
    "tokenExTransactionCode": "<TokenExTransactionCode provided by Authorize/Purchase/Capture call>",
    "gateway": "Elavon"
}

{
    "merchantId": "<Your Elavon-assigned Converge account Id>",
    "username": "<Your Converge User Id>",
    "password": "<Your Terminal Id>",   
    "agreementIndicator": "1",
    "processingOption": "PPD",
    "check": {
        "accountNumber": "987654321",
        "routingNumber": "021000021",
        "checkNumber": "123456789",
        "firstName": "John",
        "lastName": "Doe",
        "accountType": 1
    },
    "billingAddress": {
        "phone": "555-555-5555",
        "fax": "555-555-6666",
        "email": "[email protected]",
        "firstName": "John",
        "lastName": "Doe",
        "name": "John Doe",
        "company": "Test Co.",
        "address1": "123 Someplace Lane",
        "address2": null,
        "city": "Tulsa",
        "state": "OK",
        "zip": "74111",
        "country": "USA"
    },
    "amount": 1200,
    "gateway": "Elavon"
}

Operation Not Supported By Elavon Gateway

{
    "merchantId": "<Your Elavon-assigned Converge account Id>",
    "username": "<Your Converge User Id>",
    "password": "<Your Terminal Id>",
    "tokenExTransactionCode": "<TokenExTransactionCode provided by Authorize/Purchase call>",
    "gateway": "Elavon"
}

Gateway Response Parameters

Field Name	Type	TokenEx Mapping	Notes
approvalCode	string	ssl_approval_code	Elavon approval code
approved	boolean	ssl_result	Transaction Outcome An ssl_result = 0 indicates an approved transaction. An ssl_result not equal to 0 indicates a declined and unauthorized transaction.
providerTransactionCode	string	ssl_txn_id	Transaction ID. Unique identifier of the transaction.

Example Responses

{
    "gatewayResponse": {
        "rawResponse": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<txn><ssl_issuer_response>00</ssl_issuer_response><ssl_last_name>Appleseed</ssl_last_name><ssl_company></ssl_company><ssl_phone>555-555-5555</ssl_phone><ssl_card_number>40**********0002</ssl_card_number><ssl_departure_date></ssl_departure_date><ssl_oar_data>010012263012052135090000047554200000000000577569333921122630</ssl_oar_data><ssl_result>0</ssl_result><ssl_txn_id>051223C44-67FB7BB6-74B8-41A8-981B-7AA44C8A92B4</ssl_txn_id><ssl_avs_response>R</ssl_avs_response><ssl_approval_code>577569</ssl_approval_code><ssl_email></ssl_email><ssl_amount>4.01</ssl_amount><ssl_avs_zip>74111</ssl_avs_zip><ssl_transaction_currency>USD</ssl_transaction_currency><ssl_txn_time>12/05/2023 03:35:09 PM</ssl_txn_time><ssl_description></ssl_description><ssl_exp_date>0825</ssl_exp_date><ssl_card_short_description>VISA</ssl_card_short_description><ssl_completion_date></ssl_completion_date><ssl_address2></ssl_address2><ssl_get_token>N</ssl_get_token><ssl_customer_code></ssl_customer_code><ssl_country>USA</ssl_country><ssl_card_type>CREDITCARD</ssl_card_type><ssl_transaction_type>AUTHONLY</ssl_transaction_type><ssl_salestax></ssl_salestax><ssl_avs_address>123 Someplace Lane</ssl_avs_address><ssl_account_balance>0.00</ssl_account_balance><ssl_ps2000_data>W7533397770937155330A</ssl_ps2000_data><ssl_state>OK</ssl_state><ssl_ship_to_zip></ssl_ship_to_zip><ssl_city>Tulsa</ssl_city><ssl_result_message>APPROVAL</ssl_result_message><ssl_first_name>Johnny`</ssl_first_name><ssl_invoice_number></ssl_invoice_number><ssl_ship_to_address1></ssl_ship_to_address1><ssl_cvv2_response>N</ssl_cvv2_response><ssl_partner_app_id>01</ssl_partner_app_id></txn>",
        "gatewayErrors": [],
        "tokenExTransactionCode": "MDUxMjIzQzQ0LTY3RkI3QkI2LTc0QjgtNDFBOC05ODFCLTdBQTQ0QzhBOTJCNDswMQ==",
        "approvalCode": "577569",
        "providerTransactionCode": "051223C44-67FB7BB6-74B8-41A8-981B-7AA44C8A92B4",
        "approved": true
    },
    "referenceNumber": "23120515350834240943",
    "success": true,
    "error": "",
    "message": "",
    "thirdPartyStatusCode": "200"
}

{
    "gatewayResponse": {
        "rawResponse": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<txn><ssl_issuer_response>00</ssl_issuer_response><ssl_last_name>Pumpkinseed</ssl_last_name><ssl_company></ssl_company><ssl_phone>555-555-5555</ssl_phone><ssl_card_number>40**********0002</ssl_card_number><ssl_departure_date></ssl_departure_date><ssl_oar_data>010012261712052136280000047554200000000000577582333921122617</ssl_oar_data><ssl_result>0</ssl_result><ssl_txn_id>051223O2D-0FD06834-4C92-475D-B152-BA598A511770</ssl_txn_id><ssl_avs_response>R</ssl_avs_response><ssl_approval_code>577582</ssl_approval_code><ssl_email></ssl_email><ssl_amount>4.01</ssl_amount><ssl_avs_zip>74111</ssl_avs_zip><ssl_transaction_currency>USD</ssl_transaction_currency><ssl_txn_time>12/05/2023 03:36:28 PM</ssl_txn_time><ssl_description></ssl_description><ssl_exp_date>0825</ssl_exp_date><ssl_card_short_description>VISA</ssl_card_short_description><ssl_completion_date></ssl_completion_date><ssl_address2></ssl_address2><ssl_get_token>N</ssl_get_token><ssl_customer_code></ssl_customer_code><ssl_country>USA</ssl_country><ssl_card_type>CREDITCARD</ssl_card_type><ssl_transaction_type>SALE</ssl_transaction_type><ssl_salestax></ssl_salestax><ssl_avs_address>123 Someplace Lane</ssl_avs_address><ssl_account_balance>0.00</ssl_account_balance><ssl_ps2000_data>W7533397778837215330A</ssl_ps2000_data><ssl_state>OK</ssl_state><ssl_ship_to_zip></ssl_ship_to_zip><ssl_city>Tulsa</ssl_city><ssl_result_message>APPROVAL</ssl_result_message><ssl_first_name>Johnny`</ssl_first_name><ssl_invoice_number></ssl_invoice_number><ssl_ship_to_address1></ssl_ship_to_address1><ssl_cvv2_response>N</ssl_cvv2_response><ssl_partner_app_id>01</ssl_partner_app_id></txn>",
        "gatewayErrors": [],
        "tokenExTransactionCode": "MDUxMjIzTzJELTBGRDA2ODM0LTRDOTItNDc1RC1CMTUyLUJBNTk4QTUxMTc3MDswMg==",
        "approvalCode": "577582",
        "providerTransactionCode": "051223O2D-0FD06834-4C92-475D-B152-BA598A511770",
        "approved": true
    },
    "referenceNumber": "23120515362622855439",
    "success": true,
    "error": "",
    "message": "",
    "thirdPartyStatusCode": "200"
}

{
    "gatewayResponse": {
        "rawResponse": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<txn><ssl_issuer_response>00</ssl_issuer_response><ssl_last_name>Appleseed</ssl_last_name><ssl_company></ssl_company><ssl_phone>555-555-5555</ssl_phone><ssl_card_number>40**********0002</ssl_card_number><ssl_oar_data>010012263012052135090000047554200000000000577569333921122630</ssl_oar_data><ssl_result>0</ssl_result><ssl_txn_id>051223C44-67FB7BB6-74B8-41A8-981B-7AA44C8A92B4</ssl_txn_id><ssl_avs_response></ssl_avs_response><ssl_approval_code>577569</ssl_approval_code><ssl_email></ssl_email><ssl_amount>4.01</ssl_amount><ssl_avs_zip>74111</ssl_avs_zip><ssl_transaction_currency>USD</ssl_transaction_currency><ssl_txn_time>12/05/2023 04:37:56 PM</ssl_txn_time><ssl_description></ssl_description><ssl_exp_date>0825</ssl_exp_date><ssl_card_short_description>VISA</ssl_card_short_description><ssl_address2></ssl_address2><ssl_get_token>N</ssl_get_token><ssl_customer_code></ssl_customer_code><ssl_country>USA</ssl_country><ssl_card_type>CREDITCARD</ssl_card_type><ssl_transaction_type>COMPLETE</ssl_transaction_type><ssl_salestax></ssl_salestax><ssl_avs_address>123 Someplace Lane</ssl_avs_address><ssl_account_balance>0.00</ssl_account_balance><ssl_ps2000_data>W7533397770937155330A</ssl_ps2000_data><ssl_state>OK</ssl_state><ssl_ship_to_zip></ssl_ship_to_zip><ssl_city>Tulsa</ssl_city><ssl_result_message>APPROVAL</ssl_result_message><ssl_first_name>Johnny`</ssl_first_name><ssl_invoice_number></ssl_invoice_number><ssl_ship_to_address1></ssl_ship_to_address1><ssl_cvv2_response></ssl_cvv2_response><ssl_partner_app_id>01</ssl_partner_app_id></txn>",
        "gatewayErrors": [],
        "tokenExTransactionCode": "MDUxMjIzQzQ0LTY3RkI3QkI2LTc0QjgtNDFBOC05ODFCLTdBQTQ0QzhBOTJCNDswMw==",
        "approvalCode": "577569",
        "providerTransactionCode": "051223C44-67FB7BB6-74B8-41A8-981B-7AA44C8A92B4",
        "approved": true
    },
    "referenceNumber": "23120515375553139508",
    "success": true,
    "error": "",
    "message": "",
    "thirdPartyStatusCode": "200"
}

{
    "gatewayResponse": {
        "rawResponse": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<txn><ssl_issuer_response>00</ssl_issuer_response><ssl_last_name>Appleseed</ssl_last_name><ssl_company></ssl_company><ssl_phone>555-555-5555</ssl_phone><ssl_card_number>40**********0002</ssl_card_number><ssl_departure_date></ssl_departure_date><ssl_result>0</ssl_result><ssl_txn_id>051223O2C-09CCA20B-5C02-4BD9-BB87-2193DD648A74</ssl_txn_id><ssl_avs_response> </ssl_avs_response><ssl_approval_code>577597</ssl_approval_code><ssl_email></ssl_email><ssl_amount>0.00</ssl_amount><ssl_avs_zip>74111</ssl_avs_zip><ssl_transaction_currency>USD</ssl_transaction_currency><ssl_txn_time>12/05/2023 03:38:39 PM</ssl_txn_time><ssl_description></ssl_description><ssl_exp_date>0825</ssl_exp_date><ssl_card_short_description>VISA</ssl_card_short_description><ssl_completion_date></ssl_completion_date><ssl_address2></ssl_address2><ssl_get_token>N</ssl_get_token><ssl_customer_code></ssl_customer_code><ssl_country>USA</ssl_country><ssl_card_type>CREDITCARD</ssl_card_type><ssl_transaction_type>RETURN</ssl_transaction_type><ssl_salestax></ssl_salestax><ssl_avs_address>123 Someplace Lane</ssl_avs_address><ssl_account_balance>0.00</ssl_account_balance><ssl_state>OK</ssl_state><ssl_ship_to_zip></ssl_ship_to_zip><ssl_city>Tulsa</ssl_city><ssl_result_message>APPROVAL</ssl_result_message><ssl_first_name>Johnny`</ssl_first_name><ssl_invoice_number></ssl_invoice_number><ssl_ship_to_address1></ssl_ship_to_address1><ssl_cvv2_response></ssl_cvv2_response><ssl_partner_app_id>01</ssl_partner_app_id></txn>",
        "gatewayErrors": [],
        "tokenExTransactionCode": "MDUxMjIzTzJDLTA5Q0NBMjBCLTVDMDItNEJEOS1CQjg3LTIxOTNERDY0OEE3NDswNQ==",
        "approvalCode": "577597",
        "providerTransactionCode": "051223O2C-09CCA20B-5C02-4BD9-BB87-2193DD648A74",
        "approved": true
    },
    "referenceNumber": "23120515383830534050",
    "success": true,
    "error": "",
    "message": "",
    "thirdPartyStatusCode": "200"
}

{
    "gatewayResponse": {
        "rawResponse": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<txn><ssl_issuer_response>00</ssl_issuer_response><ssl_last_name>Pumpkinseed</ssl_last_name><ssl_company></ssl_company><ssl_card_number>40**********0002</ssl_card_number><ssl_result>0</ssl_result><ssl_txn_id>081223C44-D77EF3E6-9056-4030-86BE-095E4C05DC88</ssl_txn_id><ssl_avs_response> </ssl_avs_response><ssl_approval_code>      </ssl_approval_code><ssl_email></ssl_email><ssl_amount>4.01</ssl_amount><ssl_avs_zip>74111</ssl_avs_zip><ssl_transaction_currency>USD</ssl_transaction_currency><ssl_txn_time>12/08/2023 03:41:32 PM</ssl_txn_time><ssl_description></ssl_description><ssl_exp_date>0825</ssl_exp_date><ssl_card_short_description></ssl_card_short_description><ssl_address2></ssl_address2><ssl_get_token>N</ssl_get_token><ssl_customer_code></ssl_customer_code><ssl_country>USA</ssl_country><ssl_card_type>CREDITCARD</ssl_card_type><ssl_transaction_type>VOID</ssl_transaction_type><ssl_salestax></ssl_salestax><ssl_avs_address>123 Someplace Lane</ssl_avs_address><ssl_account_balance>0.00</ssl_account_balance><ssl_state>OK</ssl_state><ssl_ship_to_zip></ssl_ship_to_zip><ssl_city>Tulsa</ssl_city><ssl_result_message>APPROVAL</ssl_result_message><ssl_first_name>Johnny`</ssl_first_name><ssl_invoice_number></ssl_invoice_number><ssl_ship_to_address1></ssl_ship_to_address1><ssl_cvv2_response></ssl_cvv2_response><ssl_partner_app_id>01</ssl_partner_app_id></txn>",
        "gatewayErrors": [],
        "tokenExTransactionCode": "MDgxMjIzQzQ0LUQ3N0VGM0U2LTkwNTYtNDAzMC04NkJFLTA5NUU0QzA1REM4ODswNA==",
        "approvalCode": "",
        "providerTransactionCode": "081223C44-D77EF3E6-9056-4030-86BE-095E4C05DC88",
        "approved": true
    },
    "referenceNumber": "23120815414651883010",
    "success": true,
    "error": "",
    "message": "",
    "thirdPartyStatusCode": "200"
}

{
    "gatewayResponse": {
        "rawResponse": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<txn><errorCode>4025</errorCode><errorName>Invalid Credentials</errorName><errorMessage>The credentials supplied in the authorization request are invalid.</errorMessage></txn>",
        "gatewayErrors": [
            {
                "code": "4025",
                "message": "Invalid Credentials - The credentials supplied in the authorization request are invalid."
            }
        ],
        "tokenExTransactionCode": "",
        "approvalCode": "",
        "providerTransactionCode": "",
        "approved": false
    },
    "referenceNumber": "23120815390035123637",
    "success": true,
    "error": "",
    "message": "",
    "thirdPartyStatusCode": "200"
}

{
    "gatewayResponse": {
        "rawResponse": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<txn><ssl_issuer_response>51</ssl_issuer_response><ssl_last_name>Appleseed</ssl_last_name><ssl_company></ssl_company><ssl_phone>555-555-5555</ssl_phone><ssl_card_number>40**********0002</ssl_card_number><ssl_departure_date></ssl_departure_date><ssl_result>1</ssl_result><ssl_txn_id>081223C45-FCAC6E28-6345-43B7-B098-068845603BBE</ssl_txn_id><ssl_avs_response>R</ssl_avs_response><ssl_approval_code>      </ssl_approval_code><ssl_email></ssl_email><ssl_amount>4.51</ssl_amount><ssl_avs_zip>74111</ssl_avs_zip><ssl_transaction_currency>USD</ssl_transaction_currency><ssl_txn_time>12/08/2023 03:36:17 PM</ssl_txn_time><ssl_description></ssl_description><ssl_exp_date>0825</ssl_exp_date><ssl_card_short_description>VISA</ssl_card_short_description><ssl_completion_date></ssl_completion_date><ssl_address2></ssl_address2><ssl_get_token>N</ssl_get_token><ssl_customer_code></ssl_customer_code><ssl_country>USA</ssl_country><ssl_card_type>CREDITCARD</ssl_card_type><ssl_transaction_type>AUTHONLY</ssl_transaction_type><ssl_salestax></ssl_salestax><ssl_avs_address>123 Someplace Lane</ssl_avs_address><ssl_account_balance>0.00</ssl_account_balance><ssl_state>OK</ssl_state><ssl_ship_to_zip></ssl_ship_to_zip><ssl_city>Tulsa</ssl_city><ssl_result_message>DECLINED: NSF</ssl_result_message><ssl_first_name>Johnny`</ssl_first_name><ssl_invoice_number></ssl_invoice_number><ssl_ship_to_address1></ssl_ship_to_address1><ssl_cvv2_response>N</ssl_cvv2_response><ssl_partner_app_id>01</ssl_partner_app_id></txn>",
        "gatewayErrors": [
            {
                "code": "51",
                "message": "DECLINED: NSF"
            }
        ],
        "tokenExTransactionCode": "MDgxMjIzQzQ1LUZDQUM2RTI4LTYzNDUtNDNCNy1CMDk4LTA2ODg0NTYwM0JCRTswMQ==",
        "approvalCode": "",
        "providerTransactionCode": "081223C45-FCAC6E28-6345-43B7-B098-068845603BBE",
        "approved": false
    },
    "referenceNumber": "2312081536172028805",
    "success": true,
    "error": "",
    "message": "",
    "thirdPartyStatusCode": "200"
}